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Costs to consider when moving home in Dorset 

Posted on May 14, 2023 by Shaun Vallance
Costs to consider when moving home in Dorset 

Dorset’s climate of warm summers and mild winters makes it an obvious choice for nature lovers who wish to retire to the countryside.  With over 5,000 second homes in this country, it has been a popular choice for Londoners who wish to acquire a weekend getaway.  If you are considering moving house within Dorset, or moving to Dorset it is worth having a clear idea of all the costs involved. As removals and storage experts in Dorset, our work hinges on having a good moving strategy, and we recommend our customers the same.  Research and planning are key to having a stress-free move, so it is best to be aware of all the costs involved as you anticipate your move in or to Dorset.  Stress can arise as a result of unanticipated costs, but with a good removals and storage company, you should have a clear moving plan and budget to guide you through.  Setting up a budget for moving is a great idea, so we are outlining the costs here for you. 

Stamp Duty 

Stamp Duty is a tax on the purchase of a property in the UK.  It is calculated as a percentage of the overall property sale price.  There are exemptions for first-time buyers up to £450,000.  Beyond this figure, first-time buyers will pay Stamp Duty at 5% on the difference above £450,000 up to £625,000.  The different thresholds of Stamp Duty are demonstrated below. Plus, for a second home, Stamp Duty is paid at 3% on properties over £40,000.

  • £125,001 – £250,000      2% of the property sale price 
  • £250,001 – £925,000      5% of the property sale price
  • £925,001- £1.5 million  10% of the property sale price 
  • Above £1.5 million         12% of the property sale price 

Use this Stamp Duty calculator when scanning properties and considering your budget. 

Cost to consider when moving house

Costs will vary depending on the size of the property and various other factors, so it is important to have a broad overview of the costs, and then you can get more specific when you find properties you are seriously interested in. 

  • Home purchase survey – £300 – £1,500

You are advised to have a surveyor assess the property prior to buying, so you can be aware of any problems with the structure of the property.  There are three types of surveys, which will be relevant depending on the property you are interested in.  If it is a new property, you may only need the condition report, but if it is older and in dubious condition, a Buildings Survey will be necessary. These reports will highlight potential issues with the property which can help you assess if the price of the house is correct and assist you with negotiations. It will also unearth what renovation works are likely to be on the cards with that property. For more information, investigate these various reports. 

  • Solicitors fees – £500 – £2,000

Solicitors act on your behalf as legal mediators, handling all the legal language and documentation.  They are also able to research local information to see if there are any potential problems on the horizon with your property of choice.  When you know more about the property you can get quotes from different local solicitors to see what you will expect to pay for your particular solicitor’s fees. 

  • Buildings and contents insurance for your home – £300

Easily calculated using an online quote comparison you can find out how much to put aside for this. A mortgage provider will require instant insurance of your new property. Once you have exchanged contracts, you will want your building’s insurance to go live. National figures suggest £300 as the average for buildings and contents home insurance in the UK. 

  • Maintenance and repairs as you move in

This is obviously very specific to each property, but it is best to budget for all eventualities. Figures suggest an average repair bill of £5,500 could give you an idea. From the structural survey, you will have a clearer idea of what work may need to be done, and then you can get quotes from the relevant local tradespeople to get a more accurate figure. 

  • Estate agents fee

Estate agents usually charge from 1 -3% of the sale price plus VAT. It is best to agree to a no sale no deal agreement with an estate agent.  Again, you will need to shop around to get the best deal, and it is worth meeting a few of the staff to see if you are happy with their service.  More information on investigating estate agents can be found here. 

  • Cleaning costs

Professional cleaners can clean the house you are leaving and may be helpful for the house you are moving into.  While this may seem surplus to requirements, if you are pushed for time during a move, this service could be really worth the investment. 


Generally, the deposit you can pay on the mortgage is between 5% and 20% of the purchase price.  Saving for the deposit and ensuring you can budget your monthly payments is crucial to being able to take this step.  Factoring in all these other costs with your mortgage requirements is important, so that you can have a clear picture going ahead for meeting you moving house outgoings.  While not all these fees may apply, it is worth enquiring into all that is required from your provider in advance. 

  • Valuation fee – from £150 – £1,500, to be determined by the value of the property.  The mortgage lender uses this valuation to establish how much they can lend you.  While some mortgage providers may offer this service for free, it is a cost worth considering. 
  • Electronic transfer fee – from £40-£50, this fee covers the cost of transferring the money from the mortgage provider to your solicitor. 
  • Booking fees from £99- £250 may apply with some mortgage providers
  • Arrangement fees of up to £2,000 may apply with some mortgage providers

Costs of buying a leasehold property 

Buying a leasehold property entails certain other charges. When you are interested in a leasehold property, be sure to do some research so you are sure what the charges are. They will often include:

  • Ground rent 
  • Service charges 
  • Administration charges

These are important to factor into your overall budget as they will be regular expenses. 

Reliable removals and storage team 

Investing in a professional team is wise. Check that the firm you hire is approved by the British Association of Removers (BAR) and that they are fully insured. Storage can be so useful when moving home, and at Aussie, we offer flexible packages for our customers including storage.  In fact, we can work out the removal budget with you, tailor-made to your needs. We can easily give you a no-obligation quote so you can calculate your removal costs, and we can factor in the size of your move with our range of vehicles and our storage possibilities. 

Moving into your new home 

To keep things running smoothly it’s worth budgeting all your ongoing utility bills in advance, plus Royal Mail’s Redirection service is a great way to get your mail redirected. While we see the value in having a clear idea of all the costs involved in a home move, we also know it’s hard to quantify the quality-of-life benefits that come from a great new home.  So, if you have a framework in place, it can help you as you search for your dream home.  Now, so many people work from home, so it helps to find a place that really serves your needs and can do so for decades.  When the time comes, and you are ready to go for it, call on us to ensure you have the best team on hand for the moving process.  Read our reviews and get in touch for a quote, we are always to share our expertise.