The Right Removals Service for First-Time Buyers in Dorset
Buying your first home is one of the big turning points in life. It represents a coming of age where you finally have somewhere you can call your own. You can use those green thumbs to create your perfect garden. If you want a man cave, you can convert a spare room or garage. Equally, you can design your home office or study. The possibilities are endless – and you can decorate every space to your tastes.
Dorset is a fantastic place to live, and there are plenty of excellent areas for first-time buyers. It’s all about planning and making sure you do your homework to find the best deals and assistance. At Woods Removals, we move hundreds of first-time buyers every year, and we always try to pass on any information we can to our followers.
Woods Removals Top Tips for First-Time Buyers in Dorset –
To be able to qualify for a mortgage, you’ll need to have a deposit ready. That means lots of saving and possibly putting in some extra hours at work. Or if necessary, getting a second part-time job. One of the obstacles most people find when they start trying to save is finding ways to trim spending. This can only be effective if you know how much you’re actually spending.
Set a date for when you’re saving campaign starts and open an Excel spreadsheet or a ledger. You’re going to be saving every receipt and invoice and input them into your spending spreadsheet every week. After four to six weeks you should start to see areas you overspend on. It could mean buying cheaper brands when you shop or cutting out that daily barista coffee.
After a couple of months of saving, you’ll have a better idea of what your monthly budget should be. Add a new page to your spreadsheet and map out your budget with things like essential costs, such as rent, and other costs that you incur on a regular basis. You should have a figure that you’re putting aside every month as your saving amount, which should be treated as a primary outgoing.
Arrange to meet with a mortgage broker to see what mortgage you would currently qualify for. They will be able to give you an accurate figure, in addition to fleshing out the various types of mortgages. They will also go into more detail about what deposit amounts you need for each type of mortgage.
Your next line of research is first-time buyers’ schemes. The government are making it easier for first-time buyers and low-income households to get onto the property ladder. You’ll need to work out what sort of scheme fits your situation. Some examples are Help to Buy, Shared Ownership, and Start Home Scheme but there are many more.
Other Important Things to Consider When Moving –
Create a wish list for the various functions you need from your first home. You can draft several lists of things like furniture, but this initial list should concentrate on the specifics of the property. This can include how many bedrooms you need as a minimum. Do you need more than one toilet? Is a double garage necessary? Are you looking for a large garden? Does the property type need to be detached?
Make sure you contact an estate agent to help you search for your home. Not only do they have filtered searches for homes that might suit you, but they also have a lot of knowledge and experience. You can share your wish list and budget with them and leave them to compile suitable places to view. They can also check the local house prices for each area of interest to compare with any properties you plan to bid on.
Do as much research on the area you are considering for your relocation. There is no such thing as too much research, and this also includes making several trips to your potential new town or city. You need to do some scouting visits to get a better knowledge of things like transport links, healthcare provisions and education institutions.
Woods Removals – Dorset’s Favourite Removals Company for Firs-Time Buyers –
At Woods Removals, we move hundreds of people in Dorset and the surrounding areas every year. We get a lot of customers who are first-time homeowners who use our services. One advantage of using Woods Removals is our rates. As part of our drive to provide the best customer service possible, we offer the most affordable rates for removals and storage in Dorset. This is a huge help for anyone who needs to relocate on a budget.
From your first call to us, we’ll take you through our services to help you match them with your requirements. The Woods Removals team are happy to discuss your big move into your first home, even if you’re planning or getting quotes. Providing the best level of customer service is our number one goal, and we go above and beyond for our customers.
Don’t miss out on your ideal home because of issues with moving dates. A lot of our customers opt to use storage to ensure that their belongings are safe and secure until the official date of the relocation. We have four storage options – home storage, commercial archive storage, trade self storage (metal containers) and we can also accommodate large items in our warehouse. From prices starting from £13.00 per week, we’re confident that we can provide the right storage for you.
Deciding to become a homeowner is one of the best you’ll make. If you find the right property at a feasible price, you’re making a shrewd investment. If you want to discuss our removals services in Dorset, contact us today.