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The Right Removals Service for First-Time Buyers in Dorset

Posted on January 2, 2022 by Shaun Vallance
The Right Removals Service for First-Time Buyers in Dorset

Buying your first home is one of the big turning points in life. It represents a coming of age where you finally have somewhere you can call your own. You can use those green thumbs to create your perfect garden. You can convert a spare room or garage if you want a man cave. Equally, you can design a home office or study. The possibilities are endless – and you can decorate every space to your tastes.

Dorset is a fantastic place to live, and there are plenty of excellent areas for first-time buyers. It’s all about planning and making sure you do your homework to find the best deals and assistance. At Woods Removals, we move hundreds of first-time buyers every year, and we always try to pass on any information we can to our followers.

Woods Removals Top Tips for First-Time Buyers in Dorset –

To qualify for a mortgage, you’ll need to have a deposit ready. That means lots of saving and possibly putting in some extra hours at work. Or, if necessary, getting a second part-time job. One of the obstacles most people find when they start trying to save is finding ways to trim their expenses. This can only be effective if you know how much you’re spending.

You’re going to be saving every receipt and invoice and inputting them into your spending spreadsheet every week. After four to six weeks, you should start to see areas you overspend on. It could mean buying cheaper brands when you shop or cutting out that daily barista coffee. After a couple of months of saving, you’ll have a better idea of what your monthly budget should be.

Add a new page to your spreadsheet and map out your budget with things like essential outgoings, such as rent, and others you incur monthly. It will help if you have a figure you’re putting aside every month as your saving amount, which you now designate as a primary outgoing. Arrange to meet with a mortgage broker to see what loans you would currently qualify for. They will be able to give you an accurate figure, in addition to fleshing out the various types of mortgages, including what deposit amounts you need for each loan.

Your following line of research is first-time buyers’ schemes. The government are making it easier for first-time buyers and low-income households to get onto the property ladder. You’ll need to work out what sort of scheme fits your situation. Some examples are Help to Buy and Shared Ownership, but there are many more.

Housing Schemes to Assist New Homeowners – 

It’s no secret that the odds are stacked against people looking to become a homeowner. That said, you can utilise first-time buyers’ schemes to balance this in your favour, so it’s time to do some research. You’ll need to read up and check on any changes to regulations or availability. Fortunately, many new developments do the hard work for you and state what available schemes for their properties.

To give you a good starting point, some examples are First Homes, Help to Buy, Shared Ownership, and Right to Buy schemes. It’s worth noting that you’ll have limited choices when enacting one of these programs. As we mentioned, the property developers advertise which ones they offer from the outset. But you’ll need to do your homework to check everything aligns with your plans for the future.

Additionally, there are other options for you to consider when trying to find affordable properties. London’s housing auctions are an excellent way to acquire a house or flat well below the typical market price. Property development offers the chance to buy a building that needs renovation. You’ll have to be willing to project manage the whole restoration, in addition to whatever your full-time job is.

The best course of action is to do your research, contact a mortgage advisor or your bank’s home loan manager. It’s vital that you know what your budget range is and if there are any other ways to improve your credit rating. Furthermore, start searching for developments that have links with housing schemes.

Other Important Things to Consider when Moving –

Create a wish list for the various functions you need from your first home. You can draft several lists of things like furniture, but this initial list should concentrate on the specifics of the property. This can include how many bedrooms you need as a minimum. Do you need more than one toilet? Is a double garage necessary? Are you looking for a large garden? Does the property type need to be detached?

Make sure you contact an estate agent to help you search for your home. Not only do they have filtered searches for homes that might suit you, but they also have a lot of knowledge and experience. You can share your wish list and budget with them and leave them to compile suitable places to view. They can also check the local house prices for each area of interest to compare with any properties you plan to bid on.

Do as much research on the area you are considering for your relocation. There is no such thing as too much preparation, and this also includes making several trips to your potential new town or city. It will be best to undertake scouting visits to understand transport links, healthcare provisions, education institutions, and the local amenities.

Information About Completion Day – 

In the process of becoming a homeowner, this is what constitutes the final phase. Completion day is the concluding transaction where the money moves from the buyer to the seller. And if there are no issues or delays, you’ll be picking up the keys to your new home. The date for completion will be set in the initial discussions between both parties and everyone’s solicitors.

As you will no doubt expect that the lender you work with to arrange the mortgage has a significant role to play. They can only release funds when the lender receives a Certificate of Title from your solicitor for the final sales transaction. The Certificate of Title is a document that gives a thorough history of the property’s ownership, including a complete legal description of the building.

Here’s the part prospective homeowners must pay attention to because it can cause the entire process to collapse. The lender reserves the right to withdraw their funding approval if they believe you’re no longer a safe commitment. They will perform one final check to see if your circumstances are the same. We can’t stress this enough – avoid any new credit or debit orders that may strain your finances. 

When the final checks are over, and the money is transferred to your solicitor, they will pass the funds to the seller’s solicitor. When these funds reflect in the appropriate bank account, the purchase is complete, and you can discuss the arrangements for collecting the keys to your new home. You can then officially let out a sigh of relief and have a few drinks to celebrate becoming a homeowner.

Choosing the Right Removals Service –  

This might be a daunting question for newer movers who have little to no experience organising a relocation. What sort of removal service do you need? It seems impossible to know if this is your first move, so the natural thing to do is seek assistance and advice before booking anything. Luckily, we’re here to guide you through this by matching a service with your needs.

You don’t need to let this question overwhelm you – simply contact us, and we’ll perform an assessment. We’ll take everything into account and provide you with the most suitable package that aligns with your requirements and budget. This will be the most cost-effective and efficient removals package, including add-on services.

Any removal company worth their salt will also give you a free quote without any commitment from you. At Woods Removals, we do this as standard with no pressure to book up afterwards. We leave the information with you, giving you time to go over the details. Not only are we affordable, but we also prioritise excellent customer service. You’ll receive the proper removals package you need at a reasonable price.

How to Find a Reputable Moving Company – 

Another aspect of putting together a relocation that might leave new would-be homeowners scratching their heads is enlisting the services of a moving company. How can you gauge how good a service provider is until you book them? It seems like improbable hindsight when you first think about it. However, it’s not a vague statement, and it’s possible to learn a lot about any business before you use them.

By doing some initial research, you can find most companies online reviews, with many linking them to their websites. Google and Trustpilot are excellent sources of information and will serve you well before booking a removal service. You’ll be able to see what a company’s overall rating out of five is. Better yet, read previous customers’ reviews to see their actual experiences.

Combining this with a free quote makes it possible to weigh the balance of costs and customer service. This will give you a broader way to compare and evaluate which removals company will do a better job. At Woods Removals, we’re proud of our five-star ratings and make them easy to find. We’re always happy to discuss our range of services and encourage you to get in touch with us.

Woods Removals – Dorset’s Favourite Removals Company for First-Time Buyers –

At Woods Removals, we move hundreds of people in Dorset and the surrounding areas every year. We get a lot of customers who are first-time homeowners who use our services. One advantage of using Woods Removals is our rates. As part of our drive to provide the best customer service possible, we offer affordable prices for removals and storage in Dorset. This is a huge help for anyone who needs to relocate on a budget.

We’ll take you through our services from your first call to us to help you match them with your requirements. The Woods Removals team are happy to discuss your big move into your first home, even if you’re still planning or getting quotes. Providing the best level of customer service is our number one goal, and we go above and beyond for our customers.

Don’t miss out on your ideal home because of issues with moving dates. Many of our customers opt to use storage to ensure that their belongings are safe and secure until the official date of the relocation. We have four storage options – home storage, commercial archive storage, trade self storage (metal containers), and we can also accommodate large items in our warehouse. From prices starting from £14.00 per week, we’re confident that we can provide the right storage for you.

Deciding to become a homeowner is one of the best decisions you’ll make. If you find the right property at a feasible price, you’re making a shrewd investment. Click here, and we’ll go through your requirements and provide you with a free quote, including a summary of the most suitable service.